Businesses are preparing for a fourth quarter in 2012 that will surely be devastating. That one special on History Channel about Mayan calendars has forced those in retail to start packing their boxes, and those in the alcoholic beverage industry to start stocking up on glow sticks and PBR for their spin on “The End of the World” party. Whether or not all of your friends are dead, take comfort in the fact that you will be able to pick up a beer at 1020.