So this thing happened a few days ago. Hate it or love it, it’s here, and it will actually affect you. We’ve compiled some of the most immediate changes the bill creates, student-specific clauses, and a listed a few places to learn more about this extremely messy and important bill.

Here are some of the policies that will be taking effect within the year:

“Young adults will be able to stay on their parents’ health plans until the age of 26. Many health plans currently drop dependents from coverage when they turn 19 or finish college.” (Reuters)

“The federal program that provides Pell grants to millions of middle- and lower-income college students got a $36 billion shot in the arm from part of the health care reform bill…From now on, borrowers will go directly to the federal government for these loans, and not to banks or other lenders.” (Globe)

“Chain restaurants will be required to provide a “nutrient content disclosure statement” alongside their items. Expect to see calories listed both on in-store and drive-through menus of fast-food restaurants sometime soon.” (HuffPo)

“Enables creation of a new website to provide information on and facilitate informed consumer choice of insurance options.” (DPC)

“Provides assistance to States in establishing offices of health insurance consumer assistance or health insurance ombudsman programs to assist individuals with the filing of complaints and appeals, enrollment in a health plan, and, eventually, to assist consumers with resolving problems with tax credit eligibility.” (DPC)

And, unfortunately for those of you looking to GTL in preparation for summer, expect to pay a little extra for your T: “Indoor tanning salons will charge customers a 10 percent tax” (Bloomberg)

Making sense of it all: